There are several State and Federal laws that regulate both debt collectors who contact you on behalf of your creditors and debt collectors who contact you because they have purchased your account from the original creditor.  Debt collection abuse can take many forms including abusive phone calls, threatening and deceptive collection letters, sharing information about your debts with family members and other third parties.  These unfair and deceptive debt collection practices are prohibited by law.  Even if you owe the debt, you have rights. In order to stop these practices you must understand your rights.  Contact Toriseva Law to get help from our experienced attorneys.